Bridges Blog: Winter and Insurance: Essential Tips for Home and Vehicle Protection
Winter is never a fun time for anyone with its increased rainfall, strong winds and cooler temperatures. These conditions can impact your property and vehicles, so here are some essential tips to keep you protected this winter.
Home Maintenance and Protection
Roof and Gutter Checks: Heavy rain can lead to leaks and water damage. Inspect your roof for missing nails, damaged tiles and be sure to clean out gutters & downpipes to prevent blockages that can cause water to overflow and damage your property.
Heating Systems: Ensure your heating systems are in good working order. If you have a fireplace, make sure the chimney is cleaned each year and be sure to make sure the ashes are fully cold before disposing of them safely. Regular maintenance & cleaning can prevent breakdowns during the coldest months and reduce fire risks from malfunctioning heaters.
Tree Trimming: High winds can cause branches to break and trees to topple, damaging homes, cars and power lines. Trim back any overhanging branches and inspect your larger trees yearly to make sure they’re not rotten.
Vehicle Safety
Tyre Maintenance: Wet and slippery roads can be hazardous. Check your tyre thread and pressure regularly to ensure optimal grip and safety.
Battery Check: Cold weather can affect battery performance. Have your car battery checked to avoid being stranded in the cold.
Emergency Kits: Keep an emergency kit in your vehicle, including items like blankets, a torch, a first-aid kit and basic tools.
Winter brings a unique set of challenges, but with proper preparation, you can feel secure and protected. By following these tips, you can navigate the season with confidence.
Do you have questions about your insurance coverage? Contact us today and we are more than happy to discuss your policy to ensure you are fully protected whatever the winter season may bring.
