Article
September 30, 2024
Bridges Blog: Spring into Action: Your Insurance Checklist
As the days grow longer and warmer, spring presents the perfect opportunity to refresh not only your home but also your insurance coverage. Seasonal changes can bring new risks and responsibilities, so it’s essential to ensure your insurance policies are up to date. Here’s a checklist to guide you through the process:
Review your Home Insurance Policy
- Ensure your coverage reflects any recent renovations or improvements.
- Check for any valuable items acquired over the past year and ensure they’re adequately insured.
Assess your Outdoor Space
- Inspect your yard, garden, and outdoor structures. If you’ve added a new deck or shed, update your policy accordingly.
- If you own a commercial property, consider liability coverage to protect you from any potential incidents that could occur on your property as you host gatherings for the silly season.
Update Vehicle Insurance
- If you’ve made any changes to your vehicle (like buying a new one), inform your insurer to adjust your coverage.
- Review your roadside assistance plan and consider adding it if you don’t have it.
Prepare for Severe Weather
- Spring can bring unpredictable weather. Ensure your home is equipped to handle storms, and check if you have adequate coverage for flood or storm damage.
Organise Important Documents
- Gather and digitise essential documents related to your insurance policies, claims, and coverage details for easy access.
Taking these steps now can provide peace of mind as you enjoy the beauty of spring. If you have any questions or need assistance with your insurance policies, don’t hesitate to reach out!
Registered Member of:
